Top Biz Loans (“Top Biz Loans,” “we,” “us,” or “our”) respects your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit our website, use our services, or submit information through our forms, ads, or lead applications (collectively, the “Services”).
By using the Services, you consent to the practices described in this Privacy Policy.
We may collect information you provide directly to us, such as:
Contact information: name, email address, phone number
Business information: business name, industry, time in business, revenue range, requested funding amount, business address
Identity/verification details (if applicable): owner name, role/title, and other details needed to evaluate eligibility
Other information you choose to share in form fields or messages
We may also collect information automatically, such as:
Device and usage data: IP address, browser type, device identifiers, pages viewed, time spent, referral source
Cookies/pixels and similar technologies (including advertising and analytics tools)
We may use your information to:
Process your request and connect you with financing options (e.g., working capital loans, lines of credit, term loans, MCA)
Contact you via phone, email, or SMS regarding your request (including through automated technology where permitted)
Provide customer support and respond to inquiries
Improve our Services, forms, marketing, and user experience
Detect, prevent, and investigate fraud, abuse, or security issues
Comply with legal obligations and enforce our agreements
We may share your information with:
Lending partners and funding providers to help evaluate your request and present potential options
Service providers who perform services for us (e.g., CRM, hosting, analytics, call/SMS providers)
Advertising/analytics partners (e.g., Meta) to measure ad performance and improve marketing (often via cookies/pixels)
Legal/compliance: if required by law, regulation, subpoena, or to protect rights, safety, and security
Business transfers: if we are involved in a merger, acquisition, financing, reorganization, or sale of assets
We do not sell personal information in the traditional sense. Some privacy laws treat certain ad-tech sharing as a “sale” or “sharing.” Where applicable, you may have the right to opt out (see Section 8).
If you provide your phone number, you consent to receive calls and/or texts related to your request. Message and data rates may apply.
You can opt out of SMS at any time by replying STOP (or following the opt-out instructions provided). You can also request to stop communications by contacting us (see Section 12).
We and our partners may use cookies, pixels, and similar technologies to:
Operate and improve the Services
Understand website usage and conversions
Deliver and measure advertising
You can manage cookies through your browser settings. Note that disabling cookies may affect site functionality.
We retain personal information as long as necessary to:
Provide Services and complete the purposes described in this Policy
Comply with legal, accounting, or reporting requirements
Resolve disputes and enforce agreements
Retention periods vary depending on the type of data and our legal obligations.
We use reasonable administrative, technical, and physical safeguards designed to protect your information. However, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security.
Depending on where you live, you may have rights to:
Request access to the personal information we hold about you
Request correction of inaccurate information
Request deletion of certain information (subject to exceptions)
Opt out of certain data sharing for targeted advertising (where applicable)
Withdraw consent (especially relevant in Canada, subject to legal/contractual limits)
To exercise these rights, contact us using the details in Section 12. We may need to verify your identity before fulfilling certain requests.
If you are in Canada, we collect, use, and disclose personal information in accordance with applicable Canadian privacy laws, including PIPEDA and relevant provincial laws. You may withdraw consent to our collection, use, or disclosure of your personal information, subject to legal or contractual restrictions and reasonable notice.
Our Services are not intended for children under 13, and we do not knowingly collect personal information from children under 13.
We may process and store information in the United States, Canada, or other locations where we or our service providers operate. By using our Services, you understand your information may be transferred and processed outside your jurisdiction.
If you have questions or requests about this Privacy Policy, contact:
Top Biz Loans
[email protected]
We may update this Privacy Policy from time to time. We will update the “Last Updated” date above. Your continued use of the Services after changes means you accept the updated Policy.